Funeral Cover

The ins and outs of $1 a Day Funeral Cover, from getting a policy to making a claim.

I'm a smoker. Will this affect my cover? What substances count towards smoking?

Short answer: yes. 

Smokers may be more likely to develop some severe health problems, making it tougher...

How does $1 a Day Funeral Cover work?

$1 a Day Funeral Cover is a little different from other insurance policies. Instead of you selecting a cover amount...

Who is the insurer? Does someone back up your policies?

$1 a Day Funeral Cover is insured by Momentum Life Limited (FSP472286), a fully licensed insurance company...

How much funeral cover can I get?

The amount of funeral cover you can get will depend on a few things: your gender, age, and whether you smoke. The...

How is my cover amount calculated?

We need to ask your age, gender, and if you smoke to figure out how much cover we can offer you. Our calculations...

Will my cover amount ever be lowered as I get older?

With $1 a Day Funeral Cover, your benefit amount won't be lowered because you get older. You'll enjoy the same cover...

Can I get more cover? What's this Cover Booster I've been hearing about?

Absolutely! We offer  an optional Cover Booster for just 25c more each day to increase your benefit cover. Your...

Will my payments go up each year?

No, rest easy. You’ll always know how much to pay because we’ve locked our prices at just $1 a day (plus...

Why do you need to know my age?

We need to know your age for two important reasons:

1. You must be between 40 and 70 years old to buy $1 a...

How do I buy $1 a Day Funeral Cover?

Getting $1 a Day Funeral Cover can be easy as. Answer a few quick questions

Can I get funeral cover for my family too?

Only one person can be covered under a Dollar Insurance policy. If someone in your family would also like $1 a Day...

Can I buy more than one $1 a Day Funeral Cover policy for myself?

No. Only one funeral cover policy can be purchased per person.

If more than one $1 a Day Funeral Cover policy...

What's covered by $1 a Day Funeral Cover? What isn't covered?

A $1 a Day Funeral Cover policy benefit and booster may be paid after the person who is covered dies - with one...

Do I need to see a doctor before I buy cover?

Nope - there’s no need to visit the GP. Just answer a few quick questions (including

OK, can I just fib about my smoking habit?

Well, you could, but we don’t recommend it.

When a claim is made, we may ask for information to help us...

I've stopped smoking. Can I get more cover?

Congratulations on quitting! After you’ve been smoke-free for at least 12 months, we’ll be happy to take...

Can I decide who receives my benefit?

You can pick up to?5 beneficiaries?- the people who will receive all or a share of your funeral cover benefit after...

When will you start billing me for my cover?

Great news - we let you pick your first payment date when you buy a policy! After that, we’ll take your...

What are my payment options?

We accept payment through direct debit or credit card. Payments can be made fortnightly, monthly or once a...

When does my $1 a Day Funeral Cover start and end?

$1 a Day Funeral Cover begins on the day you buy a policy. There is a 24-month

Are there any waiting periods on this policy?

Yes. There is a 24-month waiting period for death caused by anything other than an accident on all $1 a Day Funeral...

How long can I keep my $1 a Day Funeral Cover?

As long as your policy is paid, you can keep it for life.

Even better, if you keep your policy until you turn...

Am I covered if I travel or move overseas?

Of course - as long as you’re an

How do I make a claim?

We've made our claims process as easy as possible, so you can focus on more important things.

Making a...

When does $1 a Day Funeral Cover pay out?

The benefit on all $1 a Day Funeral Cover policies may be paid when the person who is insured dies and a claim is...

Can I change my mind after I've bought my policy?

Sometimes people have a change of heart. If you're unsure about your policy, we're happy to answer any questions you...

How do I cancel my policy?

You can cancel your policy at any time. Just give us a call...

I've cancelled my policy but would like it back. Can you reactivate it?

No. Once a policy is cancelled, it cannot be reactivated. You'll need to buy a new policy. If you decide to do this,...