Short answer: yes. 

Smokers may be more likely to develop some severe health problems, making it tougher for them to secure certain types of coverage or leading to higher premiums. In our policy, smoking includes traditional tobacco products like cigarettes and cigars, as well as electronic cigarettes, pipes, and any other nicotine delivery systems such as vapes. We encourage honesty and transparency when disclosing smoking habits to ensure your coverage accurately reflects your individual risk profile.