Be honest—how many times have you bought a coffee, snack, or something random and thought, “It’s just a few dollars”? We all do it. But what if those little daily splurges were actually holding you back from something more important?

There’s a concept called The Latte Factor, popularized by financial expert David Bach. It’s the idea that spending small amounts every day—like $5 on coffee—adds up to thousands over time.

The $5 Habit That Adds Up Fast

Let’s talk numbers. If you spend $5 a day on coffee or extras, that’s:

☕ $35 a week

☕ $151 a month

☕ $1,820 a year

That’s over $18,200 in ten years. All on small, forgettable purchases.

Now, imagine if you took just $1 a day from that spending and put it towards funeral insurance instead.

Yes, You Can Get Funeral Insurance for Just $1 a Day

At Dollar Insurance, our funeral cover starts at just $1 a day—meaning that by skipping one takeaway coffee every five days, you could leave your family with financial support instead of funeral bills.

For a tiny daily amount, you get:

✅ A lump sum payout to cover funeral costs

✅ Easy online sign-up with no medical checks

✅ Peace of mind knowing your loved ones are protected

Do You Really Need That Extra Coffee?

We’re not saying you should give up life’s little pleasures (because, let’s be real, coffee is essential!). But if you knew that one less takeaway coffee a week, or getting a coffee machine could secure your family’s financial future, wouldn’t it be worth it?

At just $1 a day, Dollar Insurance makes it easy to plan ahead—so your loved ones aren’t left with financial stress when you’re gone.

So, what will it be? Another latte… or a lasting legacy for your family?

Disclaimer: The information provided in this article is of a general nature only and does not take into account your personal situation or goals. You should consider whether the information is appropriate to your needs and seek independent financial advice, if required, to ensure an insurance product is suitable for you.

Any product information is correct at the time this article was published. For current product information, please visit the Dollar Insurance website.