So, you're thinking about funeral insurance (or maybe you've heard your mum mention it)? Good on you — it’s one of those things that’s not fun to think about, but super helpful to have sorted.

At Dollar Insurance, we like to keep things easy. So here's a simple, no-jargon look at what funeral insurance actually covers.

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💸 The Big Idea: It Pays Your Family a Lump Sum

If something happens to you, your funeral insurance pays out a cash lump sum to your loved ones. They can use that money to help cover the costs of saying goodbye — and those costs can really add up.

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⚰️ Here's What It Usually Covers:

• Funeral service costs (venue, flowers, all that stuff)

• Cremation or burial

• The coffin or urn

• Transport (like the hearse or family rides)

• Catering and refreshments

• Printing service booklets

• Death notices or obituaries

Basically, all the little (and big) things that go into giving you a respectful farewell.

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🧾 It Can Also Help With...

• Paying off any last medical bills

• Covering legal or estate admin

• Helping family fly in for the funeral

• Memorial plaques, headstones, or ashes scattering ceremonies

And the best bit? It’s not locked into anything. Your family can choose how they use it — no hoops to jump through.

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💚 So, Is It Worth It?

If you’d rather your loved ones didn’t have to stress about money while planning your farewell, then yes — funeral insurance is a small step that can make a huge difference.

With Dollar Insurance, it’s just $1 a day, no medical checks, and you can apply 100% online. Super simple.

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🟢 Get Covered Today

Head over to dollarinsurance.co.nz and sort it out in minutes. It’s quick, easy, and one of the most thoughtful things you can do for your family.

 

 

 

Disclaimer: The information provided in this article is of a general nature only and does not take into account your personal situation or goals. You should consider whether the information is appropriate to your needs and seek independent financial advice, if required, to ensure an insurance product is suitable for you.

Any product information is correct at the time this article was published. For current product information, please visit the Dollar Insurance website.