Can you believe it? Christmas is just a week away! The countdown is on, and whether you're hosting a big family bash or quietly enjoying the summer sun, now is the perfect time to make sure you’ve got everything sorted. There are the usual Christmas to-dos — wrapping presents, putting up decorations, and preparing for those delicious holiday feasts. But have you thought about something just as important to your peace of mind — funeral insurance?

It might sound a bit grim to think about it during the festive season, but trust us, getting your funeral insurance in place is a present to yourself and your loved ones that will last long after the Christmas lights come down.

Here’s your one-week-to-Christmas checklist, with a twist, to make sure you’re organised, relaxed, and ready for the holiday season — plus, a quick reminder about why funeral insurance can make all the difference.

1. Finish Your Christmas Shopping (If You Haven’t Already)

We know — the Christmas shopping is always the first thing on your list, and yet, it always seems to creep up on you. The good news is you’ve still got a week to go, so there’s plenty of time to grab those last-minute gifts. Maybe you’ve already crossed off your loved ones, but if not, here's an idea: why not gift something practical? We’re talking about funeral insurance — yup, it’s a gift that can give your family the security and peace of mind they deserve.

Not quite what you were expecting, right? But hear us out. Giving your loved ones the knowledge that they’ll be financially protected in the future can be a far more meaningful gift than another pair of socks.

Tip: Want to make it extra special? Pair it with a personal note explaining why it’s such an important gift. It might not be the flashiest present, but it’s a thoughtful one.

2. Set Your Holiday Budget (And Stick to It)

Before you spend all your savings on a giant Christmas feast, make sure you’ve set a realistic budget. Overspending can make January feel pretty grim, and nobody wants to start the new year stressing about bills.

And speaking of stress-free living, this is a good time to review your funeral insurance. By getting it sorted now, you’re ensuring your family doesn’t have to worry about funeral expenses down the line. It’s one less thing to think about, and it means your loved ones will have fewer worries when the time comes.

Tip: Keep your spending under control by setting a limit for food, presents, and any other Christmas extras. It’ll leave you with more to enjoy without the post-holiday guilt!

3. Get Your House Ready for Guests (Or Just You)

Whether you’re hosting a Christmas party or keeping things low-key, getting your home ready for the festivities is key. Make sure the guest room is ready, the spare chairs are dusted off, and that you have enough plates to go around.

Don’t forget the Christmas emergency kit! This could include the spare batteries for the Christmas lights, an extra bottle of bubbly, or that one family member who always forgets to bring their own presents. And hey, while you’re at it, why not make sure your funeral insurance is up to date too? It's one of those things we don’t often think about until we need it, but it’s an easy thing to check off your to-do list.

Tip: Avoid last-minute runs to the shop for forgotten essentials by creating a checklist of everything you’ll need. And while you’re making sure you’ve got enough napkins, make sure your insurance is also ready to go!

4. Review Your Funeral Insurance (It’s Not as Grim as It Sounds)

Alright, we know this isn’t the most “festive” item on your checklist, but hear us out! Christmas is about caring for your loved ones, and that includes planning for the future — especially in case of unexpected events. Funeral insurance is a simple way to ensure your family won’t have to worry about covering funeral costs in the midst of their grief.

Taking just a few minutes now to review your policy means you can move into the new year knowing everything is sorted. If you’re not sure if your current cover is enough, chat with an expert to see if you should make any updates.

Tip: Think of funeral insurance as one of the practical “gifts” you can give your family. It’s the kind of present that might not get wrapped up with a bow, but it’s one that will make life easier when they need it most.

5. Set Up Family Plans (And Get Everyone on the Same Page)

Whether your family is large, small, or somewhere in between, making sure everyone’s on the same page about holiday plans is essential. Who’s bringing what dish? Where’s the big Christmas dinner happening? Which cousin is in charge of the Christmas crackers?

This is also a great time to check in with family members about future plans, including who might need help with funeral arrangements down the line. Having your funeral insurance sorted now will take a load off your family’s shoulders, knowing they don’t have to scramble to arrange finances when emotions are running high.

Tip: Try using a shared family calendar or group chat to keep everyone in the loop about Christmas plans — and while you’re at it, check that your funeral insurance is in place, too!

6. Take Time to Reflect and Recharge

In the rush of the holidays, it’s easy to forget about the real reason we celebrate: to spend time with the people we love and appreciate the good things in our lives. So, in between the Christmas carols, the presents, and the food, take a moment to reflect on the past year and be grateful for the people in your life.

And don’t forget about your own well-being. Knowing that your funeral insurance is up to date can help you relax and enjoy the season to the fullest. It’s a small step that gives you big peace of mind.

Tip: Make time for yourself this Christmas — even if it’s just five minutes to breathe and recharge. You’ve earned it!

7. Celebrate with Peace of Mind

As the big day approaches, the most important thing is to enjoy the time with your family and friends, knowing that you’ve taken care of everything that matters. From your holiday planning to your insurance, the steps you take now will help ensure a stress-free season.

So, as you finish up your Christmas prep, don’t forget the ultimate present — securing your family’s future with funeral insurance. It's the thoughtful gift that keeps on giving, giving everyone peace of mind that they’re covered when it really matters.

Conclusion

Christmas is just around the corner, and while it’s a busy time, it’s also an opportunity to make sure your family is covered for the future. A little preparation now — like reviewing your funeral insurance — can help ensure that everyone has one less thing to worry about when the time comes. So, take a deep breath, check off that list, and enjoy the holiday season knowing you’ve set your loved ones up for the future.

Merry Christmas, and here’s to a stress-free and secure new year ahead! 🎄

 

Disclaimer: The information provided in this article is of a general nature only and does not take into account your personal situation or goals. You should consider whether the information is appropriate to your needs and seek independent financial advice, if required, to ensure an insurance product is suitable for you.

Any product information is correct at the time this article was published. For current product information, please visit the Dollar Insurance website.