means any bodily injury (which is unintended, unexpected and not self-inflicted without any other contributing causes). In the context of insurance, an accident typically refers to an unforeseen event that causes bodily harm to an individual. This can include incidents such as slips, falls, car crashes, or other sudden, unexpected occurrences resulting in injury. It's important to distinguish accidents from intentional acts or self-inflicted injuries, as insurance coverage may vary based on the circumstances surrounding the injury.