Why Your Pet Might Be More Sorted Than You Are

June 18, 2025

Let’s be honest — most of us would do anything for our pets. We buy the fancy food, the plush beds, the cute raincoats they absolutely didn’t ask for… and increasingly, we’re also sorting out pet insurance. 🐶🐾

But here’s the twist: while more and more Kiwis are prepping for their pets’ skyrocketing vet bills, way fewer of us are planning for our own final send-off. And that’s... kinda wild, right?

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📈 Pets Are Getting the VIP Treatment

Pet insurance used to be something only super-prepared people thought about. Not anymore. Check this out:

• In 2022, the NZ pet-insurance market was worth around $30 million, and it's expected to hit $50 million by 2025.

• Southern Cross Pet Insurance alone had over 65,000 policies in place by early 2025.

• Even if only 15–20% of Kiwi pets are insured, that’s still heaps—given that around 63% of NZ households have a pet.

We love our furry mates, and we're making sure they’re looked after if the unexpected happens.

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⚖️ But What About Us Humans?

Here’s where things get a bit awkward…

Funeral insurance uptake in NZ? Only about 5% of people have some sort of cover or prepaid plan.

• And yet, the average NZ funeral costs around $10,000—with some tipping the scales at $15,000 or more.

So, while we’re out here covering vet bills, we’re kinda leaving our families to figure out how to pay for our funerals. Yikes.

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💡 Here’s the Good News

Funeral insurance does for you what pet insurance does for your fur baby. It takes the pressure off the people who love you most.

With Dollar Insurance, a simple lump-sum payout for as little as $1 a day means your family won’t be scrambling to find thousands of dollars when they should be focused on celebrating your life.

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✅ Final Thoughts (Not those kinds of final thoughts, don’t worry)

We’re all about being practical here. Pet insurance? Smart. Funeral insurance? Equally smart—just a little less fluffy.

If you’re already looking out for your cat, dog, or goldfish (hey, no judgement), it might be time to look out for your family too.

It’s fast, easy, and doesn’t require any awkward convos or paperwork mountains. Simply go to Dollar Insurance, and get funeral cover after an easy form fill and a few clicks. 

It really is that easy. 

 

Disclaimer: The information provided in this article is of a general nature only and does not take into account your personal situation or goals. You should consider whether the information is appropriate to your needs and seek independent financial advice, if required, to ensure an insurance product is suitable for you.

Any product information is correct at the time this article was published. For current product information, please visit the Dollar Insurance website.